RESIDENTIAL & COMMERCIAL MORTGAGES-Florida

Government Products Available

  • FHA: Standard and FHA Jumbo/High Balance
  • FHA: 203(K) Standard and 203(K) Jumbo/High Balance Rehabilitation Loans
  • FHA: Streamline Refinance Standard and Jumbo/High Balance
  • VA: Standard and Jumbo/High Balance
  • VA: IRRRL Standard and Jumbo/High Balance
  • VA Mega Jumbo Loan Program
  • USDA: Rural Housing

Conventional Products Available

  • Fixed Loan Programs
  • ARM Loan Programs
  • Fannie Mae DU Refi Plus Loan Program
  • Freddie Mac LP Open Access
  • High Balance Conforming
  • LPMI Fixed
  • Five to Ten Financed Properties – Conforming
  • Five to Ten Financed Properties – High Balance

Reverse Mortgages

HECM / Reverse Mortgage Product Guidelines – FIXED AND VARIABLE

FHA 203(k) PowerSaver Standard and High Balance

ITEMS NEEDED FOR A REFINANCE TRANSACTION

  • Paystubs- 2 within the last 30 days
  • W-2 for previous year
  • Statement for all bank accounts, mututal funds, retirement last 3 months ( large deposits require explanation..if gift copy of check or deposit receipt)
  • Self Employed (25% or more ) Corporate tax return
  • Last three years personal returns
  • Year to Date Profit and Loss Statement-prepared by Accountant
  • Social Security Recipient-Award Letter
  • Alimony/child Support-Copy of Divorce Decree-need to receive for the next 3 years. Copies of cancelled checks as well.
  • Retirement-Copy of Pension Letter-Monthly or quarterly statement.
  • VA Loans require Copy of DD 214

PRO-VISION TEAM FUNDING BUISINESS LENDING

MERCHANT CASH ADVANCE/BUSINESS LOANS

  • 10K-250K Business Loan Off Of Business Performance
  • Business Lines Of Credit
  • Merchant Processing
  • No Personal Guarantee-100% unsecured loans
  • Minimal Paperwork Required
  • Funding within Days
  • Bad Credit OK-Business Performance Driven
  • Approvals Within Hours
  • Daily/Weekly/Monthly Payment Programs

 

Business Loans…Common Eligibility Requirements

  • Credit Card receipts of 1K monthly?
  • Monthly Revenue of 3K?
  • In Business For Minimum Of 6 months?
  • Any Business Liens Or Judgements?
  • Any Business Bankruptcies In The Last 12 Months?

***It’s Ok If Your Business Does Not Take Credit Cards.***

 Licensed Mortgage Brokerage Business NMLS ID 1190997

John Lodato NMLS ID 1086481